MORTGAGE INSURANCE - typically required if you are paying less than 20 percent for your down payment. This is often added into your monthly mortgage payment if your provider requires it and acts as backup in case homeowners default on their loans.

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2 bedroom 1.5 bath townhouse in Millbrook with garage features a privacy fenced yard, vaulted ceilings, and plenty of extra space too! $800/mo includes yard maintenance.

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If you’ve been paying for private mortgage insurance every month because you put down less than 20% on your home, you may be able to get some of that money back by claiming the PMI deduction on your federal income tax return.

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If you don't have enough credit...one way is to open a secure credit card for at least 6 months before it will start helping your credit.....if you are paying on time and don't go past 40% of the limit

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Chapter 13 Bankruptcy discharged...you can buy immediately IF your credit score and items on your credit meet guidelines. Chapter 7 discharged for TWO YEARS then you can buy.

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If you have NOT used any of your credit AT ALL for 6 months or more....you're credit score stops...you have to have active credit to be able to use your credit.

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Did you know all that credit repair places do is just dispute everything on your credit instead of actually fixing the problem? A mortgage company makes those disputes be removed unless there is proof that someone stole your identity

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1842 sqft home that looks like it fell out of a zirklands magazine. 3 bed 2 bath with 3 porches! Octogan ceilings, wood burning fireplace and second from town. http://ift.tt/1o7Gh1C

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When a real estate agent or lender recommends someone to you please remember that it is just a reference and you are allowed to use whoever you want.

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